Yes, CTech, you are so right, the bank and bondholders are licking their chops at the prospect of driving Teva into bankruptcy as soon as possible, so they can lose all that money they are owed. Here is the future conversation: Teva: We can't quite make our payments this year and need to refinance. Banks and Bondholders: Ha ha ha! Too bad for you! We are in the business to lose money and not allow refinancing, despite the fact that you are profitable and generate large amounts of cash. Bye bye to you and also our money.